STEWARDS INC
2211 H St
Bakersfield CA 93301
Contact Information
Address 2211 H St
Bakersfield, CA 93301
Telephone (661) 631-1258
E-mail andrae@stewardsinc.org
At A Glance
Organization's type of tax exempt status Public Supported Charity
Year of Incorporation 1997
Financial Summary
 
 
Projected Revenue $837,101.00
Projected Expenses $837,405.00
Projected Annual Revenue $837,101.00 (2011)
Programs
Description Elder Connection: The Elder Connection staff cares for challenged adults, 55 years of age and older, who do not have a loving family, friends, or neighbors, by managing their income and monitoring their level of care through their remaing years.
Budget 137710
Category Human Services, General/Other Senior Services
Population Served Aging, Elderly, Senior Citizens, People/Families with of People with Disabilities, People/Families with of People with Psychological Disabilities
Short Term Success Short term success include: (1) 90 % of clients identify housing and secure rental agreements; (2) 100% of clients have enough money for food and basic necessities; and (3) at least 75% of clients are seeking additional resources.
Long term Success
  • At least 10 individuals a month will move from homelessness to housing as a result of Stewards Inc.’s work; total of 120 individuals a year.

 

  • At least 50 clients a month will move from food insecurity to food security; total of 600 individuals a year.
Program Success Monitored By
  • The number of clients who state they are homeless and/or “food insecure” at enrollment. 
  • The number of clients with rental agreements. 
  • The number of first month rent checks written each month.
  • The number of food checks written for new clients each month.
Examples of Program Success Stewards Inc.’s elder connection program served 394 people over the age of 55 years old in Kern County.   Elder Connection expanded its client base to serve an additional 45 people during this period. Also during this time, two clients were rescued from homelessness; 12 clients were provided food assistance; and 24 more clients have access to much-needed medical service as a result of the Elder Connection program. 80 homebound clients were visited during this period.
Statements
Mission Statement Stewards Inc. exists to ignite hope and inspire futures of those who need assistance budgeting their disability and retirement income. As a representative payee organization, Stewards Inc. recognizes the worth and dignity of each person by providing financial counsel, good stewardship and guidance toward an abundant life for all.
Background Statement

Founded in 1997 by Pastor John Marshall, Stewards Inc.’s overall goal is to help vulnerable people from underserved communities negotiate the path toward a more abundant life, with dignity and respect. Approved by the Social Security Administration, Stewards Inc. is a “representative payee organization” (RPO). As such, Stewards Inc. receives a social security beneficiary’s disability or retirement income check (only $845 a month on average), deposits it in an individual bank account (to avoid comingling funds), and pays bills based on an agreed upon budget.   Stewards Inc. ensures income is used for housing, utilities, food, and other basic necessities. 

For clients, Stewards Inc.’s  services provide the stability they need to begin improving their quality of life. Many struggle with basic life and money management skills and often fall victim to physical, financial, psychological, and self-abuse.    In fact, the majority of clients are referred to Stewards Inc. by the Social Security administration, Kern County Mental Health, and other agencies because they, or someone they know, are mismanaging their benefits, wasting money on drugs, alcohol, prostitution, or frivolous purchases.

While there are at least four other Representative Payee Organizations in Kern, Stewards Inc. is by far the largest and most unique in its mission.   Stewards Inc. goes beyond the bill pay functions of a typical payee agency and seeks to create a more relational experience for clients. When clients walk through Stewards Inc.’s doors, they are greeted by friendly staff and are able to meet face-to-face with a client representative to discuss their particular needs and desires. As a result of  a relational model, Stewards Inc. staff facilitates a sense of renewal as lives transform; despair turned into hope; doubt into confidence; and self-hate into self-love.  

Stewards Inc.’s impact on clients’ lives is immeasurable. Often our work results in people overcoming addiction (of all types); access to proper medical treatment for mental illness and poor health conditions; improved living conditions; reunification of families torn apart by violence and abuse; and more children living in more supportive and safer environments. 

Impact Statement
Stewards Inc. is dedicated to transforming the lives of the most vulnerable men, women and children in Bakersfield, Bellflower and Fresno. Serving over 1600 people, we. manage the income of individuals struggling with mental, physical, emotional, and/or relational challenges. Staff and volunteers work to live out its mission to ignite hope and inspire futures for the homeless, drug addicts, alcoholics, people with schizophrenia and bi-polar disorder, seniors with dementia, and children suffering from financial abuse.   
The overall goal is to help our clients as they negotiate the path toward a more abundant life, with dignity and respect. Approved by the Social Security Administration, Stewards Inc. is a “representative payee organization” (RPO). As such, Stewards Inc. receives a social security beneficiary’s disability or retirement income check $845 a month on average), deposits it in an individual bank account, and pay bills based on an agreed upon budget that allows for housing, utilities, food, and other basic necessities.
 
For clients, Stewards Inc.’s money management provides the stability they need to begin improving their quality of life. Many struggle with basic life and money management skills to meet their basic daily needs.   In fact, the majority of clients are referred by the Social Security administration, Kern County Mental Health, and other agencies because they are mismanaging their income, wasting money on drugs, alcohol, prostitution, or frivolous purchases.  
As a result of Stewards Inc.'s work, over 1,000 people were prevented from being homeless in Kern County; over $9 million was taken out of the local drug trade; and 1600 individuals secured food, shelter, and vital necessities to survive throughout the year.
 
 
 
Needs Statement
Stewards Inc. is at an exciting time in its organizational life. A new executive director at the helm of the organization; a mission-driven board of directors made up of leaders from various industries; a veteran staff committed to the client population it serves; and an ever-growing ministry throughout the Central Valley has positioned Stewards Inc. to become the premiere Representative Payee Organization in Kern County. 
In this incredible time for Steward Inc., the organization realizes the following needs are vital to sustain growth and development:

(1) Build technological capacity to improve efficiency and reduce staff time in bill paying activities. This includes implementation of new software solution, adoption of a Document Management System, automation of check-writing activities, and a launch of a debit card program for clients. Cost: $50,000.00.

(2) Recruit and train volunteer force of 24-30 individuals working part-time in the office. Cost: $1,250.00.

(3) Develop a case management system to address the holistic needs of, and deepen the relationship with, clients. Cost: $10,000.00

(4) Build a strategic reserve fund. Cost $50,000.00

(5) Employ a community relations and outreach team to connect with clients who are unable to visit our office.

CEO/Executive Director Statement Stewards Inc. works tirelessly to manage over $3,000,000 in client income for 1,632 of the community’s most vulnerable men, women, and children. 

 

But we do more than just manage people’s money; we ignite hope and inspire futures in the lives of the people we serve.   We are a ministry that works in a world full of despair, hopelessness, and scarcity to create love, hope, and a more abundant life for others.   We’re about transforming lives.

 

Take Emily Chavez for example. Before she signed up with Stewards Inc. 8 years ago, Emily was spiraling downward toward self-destruction. After spending years dealing and heavily addicted to drugs, she found herself serving a three-year sentence in prison.

 

But when Emily Chavez got out of prison, she entered a 90-day recovery program, and then moved in with her sister. And when she began receiving social security benefits, she was required to have a payee. She found Stewards Inc. (then called Bridge Builders), and so much more.

 

Stewards Inc. staff sat down with Emily, created a monthly budget, and agreed upon a client contract that outlined both the payee and client’s rights and responsibilities.

After Stewards Inc. paid her rent, utilities, and other bills; Emily received a weekly check of $50.00.

 

Eight years later, Emily is living a, sober and drug-free life.    “In October, It will be 8 years clean – off drugs and alcohol,” Chavez says, “ Without [Stewards Inc.], I’d probably be in a dump somewhere, dead, in jail, or back on drugs.”

 

Instead, Emily Chavez is working hard to make our community a better place to live. “I’m not a menace to society, anymore,” says Chavez. “ You can live drug free, even on a budget you don’t have to sell drugs.” 


And she’s showing the way for others. Chavez is a sponsor for women in local Narcotics Anonymous groups. Explaining her calling, she puts it simply: “I just try to tell women that that is not the way to go.”

 

But perhaps the greatest impact we have made on  Chavez’s life is something  simple: a sense of dignity.  “ I was asked before if I wanted to be my own payee,” Chavez shared, “ but even though I could, I don’t want to. Stewards Inc. is like my family; they’ve taken care of me. They have been a big part of my recovery. I would be lost without them.”

 

Things seem to be looking a little bit brighter.

Board Chair Statement

From the governance perspective Stewards Inc is a very exciting nonprofit organization to be a part of by volunteering time, energy, talents and financial support. Started in 1997, we are a young non-sectarian, faith based Representative Payee Organization that works hand in hand with Social Security and exists to ignite hope and inspire futures of those who need assistance budgeting their disability and retirement incomes by recognizing the worth and dignity of each person, providing financial counsel, good stewardship and guidance toward an abundant life. Our goal is to create a working relationship with each differently-abled client in order to help them budget and manage their modest incomes so that they have a reasonable habitation, food and other necessities. That means tackling some of the issues that have prevented beneficiaries from accomplishing those goals themselves. We receive the client’s disability income and directly pay for their rent and other personal needs. Drugs, alcohol, compulsive spending, and having their money usurped by others lead the list of obstructing issues for our clients. A recent study affirmed that Stewards Inc has taken approximately $9,000,000 out of the local drug trade and channeled these resources into the local legitimate economy.

 

The Board of Directors has helped craft the policies for administrating this program through 3 committees. (1) The Program Committee has helped walk us through 7 different office moves as we worked with Adult Protective Services, the police, the Social Security Administration and have grown in our abilities to guide those sleeping on the street into housing and a better lifestyle, as well as continually out-growing our own office spaces. With the acquisition of our present, adequate office building, this committee has turned its attention to the development of our offices in Fresno and Bellflower. The sweet success of growing the number of clients we help in Bakersfield from 8, in 1997, to over 1600 today is also a challenge to us as we look at our new offices in their beginning stages with 60+ clients and a huge unreached potential.

 

(2) The Finance Committee on the board has tackled the responsibility of creating our annual  fund raiser with a very creative clay shoot event at the Five Dogs Shooting Range near Glennville, CA. This has been a great help in raising the 20% needed to help support our program. The fees we are allowed to charge by Social Security covers about 80% of our staffing and program costs.  

 

(3) The Development Committee guides the development of the board and participates in the encouragement of staff development.  Stewards Inc has been blessed with talented, giving board members from diverse backgrounds with varying gifts who have participated in truly caring about the challenged, marginalized population in Kern County.

 

Gloria Marshall, Board Chairperson

Service Categories
Financial Counseling
Single Organization Support
Areas of Service
Areas Served
Areas
Bakersfield
Stewards Inc. serves Kern County, Fresno, and Bellflower, California.
 
In Kern, zip codes include 93301, 93304, 93305, 93306, 93307, 93308, 93311, 93203.
Comments
Board Chair Statement

From the governance perspective Stewards Inc is a very exciting nonprofit organization to be a part of by volunteering time, energy, talents and financial support. Started in 1997, we are a young non-sectarian, faith based Representative Payee Organization that works hand in hand with Social Security and exists to ignite hope and inspire futures of those who need assistance budgeting their disability and retirement incomes by recognizing the worth and dignity of each person, providing financial counsel, good stewardship and guidance toward an abundant life. Our goal is to create a working relationship with each differently-abled client in order to help them budget and manage their modest incomes so that they have a reasonable habitation, food and other necessities. That means tackling some of the issues that have prevented beneficiaries from accomplishing those goals themselves. We receive the client’s disability income and directly pay for their rent and other personal needs. Drugs, alcohol, compulsive spending, and having their money usurped by others lead the list of obstructing issues for our clients. A recent study affirmed that Stewards Inc has taken approximately $9,000,000 out of the local drug trade and channeled these resources into the local legitimate economy.

 

The Board of Directors has helped craft the policies for administrating this program through 3 committees. (1) The Program Committee has helped walk us through 7 different office moves as we worked with Adult Protective Services, the police, the Social Security Administration and have grown in our abilities to guide those sleeping on the street into housing and a better lifestyle, as well as continually out-growing our own office spaces. With the acquisition of our present, adequate office building, this committee has turned its attention to the development of our offices in Fresno and Bellflower. The sweet success of growing the number of clients we help in Bakersfield from 8, in 1997, to over 1600 today is also a challenge to us as we look at our new offices in their beginning stages with 60+ clients and a huge unreached potential.

 

(2) The Finance Committee on the board has tackled the responsibility of creating our annual  fund raiser with a very creative clay shoot event at the Five Dogs Shooting Range near Glennville, CA. This has been a great help in raising the 20% needed to help support our program. The fees we are allowed to charge by Social Security covers about 80% of our staffing and program costs.  

 

(3) The Development Committee guides the development of the board and participates in the encouragement of staff development.  Stewards Inc has been blessed with talented, giving board members from diverse backgrounds with varying gifts who have participated in truly caring about the challenged, marginalized population in Kern County.

 

Gloria Marshall, Board Chairperson

Board Chair
Board Chair Mrs. Gloria Marshall
Company Affiliation None
Term Apr 2011 to Dec 2011
Email Johngloria.marshall@gmail.com
Board Members
NameAffiliationStatus
Mr. Lee Ayres Sequoia InvestmentsVoting
Mr. Andrae Gonzales CEO, Stewards Inc.
Mrs. Ronita Ram Store Manager, Wells Fargo BankVoting
Mrs. Sarah Ketchum Financial Advisor, Edwards Jones InvestmentsVoting
Ms. Neda Mashayekhi Attorney, Greater Bakersfield Legal AssistanceVoting
Mrs. Norma Rojas-Mora Program Manager, Kern County Housing AuthorityVoting
Board Demographics - Ethnicity
African American/Black 0
Asian American/Pacific Islander 2
Caucasian 5
Hispanic/Latino 3
Native American/American Indian 0
Other 0
Board Demographics - Gender
Male 4
Female 6
Unspecified 0
Governance
Board Term Lengths 1
Board Term Limits 4
Board Meeting Attendance % 75%
Written Board Selection Criteria? No
Written Conflict of Interest Policy? Yes
Percentage Making Monetary Contributions 75%
Percentage Making In-Kind Contributions 0%
Number of Full Board Meetings Annually 6
Comments
CEO Comments
Stewards Inc. has developed an entirely new board of directors  over the past four (4) months. We are proud to have some of the top leaders in various fields including finance, law, housing, and banking on our Board of Directors. We are thrilled to have new energy, vision, and investment on our governance team.
 
 
Executive Director/CEO
Executive Director Mr. Andrae Reyes Gonzales
Term Start Mar 2010
Email andrae@stewardsinc.org
Experience Andrae Gonzales graduated from UC Berkeley in 2005, where he studied Political Science and Public Policy. 
 
In the Fall of 2005, Andrae moved back home to Bakersfield to do community work. He believed that “if (he) wanted to do community development work, what better place to begin than in his own community.”
 
Once Andrae returned home, he began working with his pastor at St. Joseph’s Church to build a faith-based community organization that would work on issues facing families in east Bakersfield.  With Andrae’s leadership, the small, fledgling group became a successful community based organization, Faith In Action Kern County.  He led the organization as Executive Director for five years.
 
Andrae’s leadership success has been recognized both locally and nationally.  In August 2010, Bakersfield Life Magazine named him one of “10 people to watch” in Bakersfield.  Also in the summer of 2010, Andrae was named one of the nation’s top 40 leaders under 40 years old by the prestigious New Leaders Council.
 
Andrae is currently the executive director of Stewards INC, a faith-based non-profit organization that seeks to enhance the well-being and security of individuals who are unable to manage their own personal finances through the provision of appropriate management of their income.
 
Senior Staff
Title Office Manager
Experience/Biography
  Kelly McKinsey has worked with Stewards Inc. since
its inception in 1997.  
Staff
Full Time Staff 18
Part Time Staff 5
Volunteers 27
Contractors 0
Retention Rate 95%
Plans & Policies
Organization has a Fundraising Plan? Under Development
Organization has a Strategic Plan? Under Development
Years Strategic Plan Considers N/A
Management Succession Plan? Under Development
Organization Policy and Procedures Yes
Nondiscrimination Policy Under Development
Whistleblower Policy Yes
Document Destruction Policy Yes
Directors and Officers Insurance Policy Yes
Fiscal Year
Fiscal Year Start Jan 01 2011
Fiscal Year End Dec 31 2011
Projected Revenue $837,101.00
Projected Expenses $837,405.00
Endowment Value $0.00
Spending Policy N/A
Percentage (if selected) 0%
Detailed Financials
Revenue SourcesHelpThe financial analysis involves a comparison of the IRS Form 990 and the audit report (when available) and revenue sources may not sum to total based on reconciliation differences. Revenue from foundations and corporations may include individual contributions when not itemized separately.
Fiscal Year201020092008
Foundation and
Corporation Contributions
$47,500$0$0
Government Contributions$2,558$26,900$37,928
Federal$0$0$0
State$0$0$0
Local$0$0$0
Unspecified$2,558$26,900$37,928
Individual Contributions$19,094$61,596$0
$11,667$31,666$58,553
$667,033$636,118$590,576
Investment Income, Net of Losses$2$21$3
Membership Dues$0$0$0
Special Events$19,521$16,251$37,958
Revenue In-Kind$0$0$0
Other$2,719$4,543$1,942
Expense Allocation
Fiscal Year201020092008
Program Expense$695,810$604,544$623,057
Administration Expense$152,274$153,008$135,653
Fundraising Expense$7,914$5,713$15,309
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses0.901.020.94
Program Expense/Total Expenses81%79%80%
Fundraising Expense/Contributed Revenue8%4%11%
Assets and Liabilities
Fiscal Year201020092008
Total Assets$661,209$739,761$727,745
Current Assets$67,043$120,475$88,857
Long-Term Liabilities$474,633$480,792$488,199
Current Liabilities$140,149$126,637$121,044
Total Net Assets$46,427$132,332$118,502
Short Term Solvency
Fiscal Year201020092008
Current Ratio: Current Assets/Current Liabilities0.480.950.73
Long Term Solvency
Fiscal Year201020092008
Long-Term Liabilities/Total Assets72%65%67%
Top Funding Sources
Fiscal Year201020092008
Top Funding Source & Dollar AmountService Fees / Earned Revenue $667,033Earned Revenue $636,118Earned Revenue $590,576
Second Highest Funding Source & Dollar AmountFoundations Corporations $47,500Individuals $61,596Indirect Public Support (United Way) $58,553
Third Highest Funding Source & Dollar AmountSpecial Events $19,521Government $26,900Special Events $37,958
Capital Campaign
Currently in a Capital Campaign? No
Goal $0.00
Comments
Organization Comments Financial Audits for 2007, 2008, 2009, and 2010 are available at the Stewards Inc. Office. Please email andrae@stewardsinc.org for electronic files.
Foundation Comments
All financial figures taken from Form 990 and Audit.  All Government Contributions are included in "Government Unspecified" as it was not separated in the 990 or Audit.